Lots of people view the world of money & finance as confusing & hazardous, & they take a passive role in managing their own finances as a result. "Investing is for the hot shots & gamblers", they say.
After all, it takes money to make money, they continue as they begrudgingly work their way through the rat-race. Then they slap a couple of bucks away in a target-date 401(k) fund & accept meager returns year-after-year, oblivious to the mounting risks inherent in the modern financial method that are threatening their very retirement.
This work is here to say that it doesn't must be that way. There's other options for those who are willing to change the way they think about money, finance, economics, & most importantly themselves.
Though it sounds trite, the key to your personal financial success all begins with a thorough understanding of money.
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